Palm Beach Bankruptcy Attorney

Experienced and Dedicated Legal Representation in Florida

Today's economic times have left millions of Americans in dire financial straits. Many hardworking and responsible people have been greatly affected due to loss of jobs, unexpected medical bills, divorce, or other problems. If you find yourself falling further and further behind in your payments and need help with debt solutions, contact a Palm Beach bankruptcy attorney at the firm of Gelpi & Spire-Oh, PA. We are a compassionate and professional legal team who fully understands what you are going through, and want to help you get past your financial difficulties. We provide personal, individual attention to each individual client, on a one-on-one basis. You will have the same attorney representing you from beginning to end, and you can have confidence that your individual case is being addressed with the care and concern it deserves.

Our attorneys will personally answer your calls and emails; you will not be given the "runaround" from our firm. Unlike other large, impersonal firms, we truly care about our clients. We will work closely with you during this difficult time. We will consult with you to determine the best approach at handling your debts and then recommend the best course of action for your particular needs. Bankruptcy is not for everyone, and we can often find alternative solutions that will be more appropriate for your circumstances.

Practice Areas: Bankruptcy in Palm Beach

There are various methods of overcoming your debts and getting your financial issues resolved. Whether you choose debt settlement, or chapter 7 or chapter 13 bankruptcy, we can help. We can assist you in addressing debt collection and debt litigation, and will dispel bankruptcy myths you may have heard. There are many benefits to bankruptcy, including the ability to discharge your debt. It is important that you know what life after bankruptcy will be, and we can counsel you and answer any questions you have about credit or other issue. Many people believe they will lose all of their assets in bankruptcy. In fact, there are many bankruptcy exemptions, and a large percentage of people that file chapter 7 will keep everything they currently own. It is vital that the process is managed by an attorney from the firm that could carefully monitor every step of the process.

Our firm can also assist you with foreclosure defense, or assist in negotiating with the bank or other lender in a loan modification, short sale or deed in lieu, depending on your circumstances. If you are dealing with issues relating to creditor harassment, we understand the laws and regulations that are in place to protect you. The Fair Debt Collection Practices Act was created in order to stop harassment and other tactics that creditors use to try to force you into giving them money that you simply do not have. Whether you are receiving threatening phone calls or are in danger of having your wages garnished, please contact our team to see how we could help you in regards to collections defense. We will also help you with credit restoration, after the bankruptcy process.

Contact a Palm Beach bankruptcy lawyer for a free consultation!

If you are facing any difficulties regarding finances and getting out of debt, your first step should be to contact a member of our legal team. Our main goal is to help families get their lives back on track and get them be freed from the burden of debt and the stress that goes along with it. We provide comprehensive and skilled legal representation to clients also residing in West Palm Beach, Boca Raton, Boynton Beach, and Palm Beach Gardens. Our firm offers a free initial consultation, affordable rates, and payment plans and we have a Spanish speaking attorney!

Contact a Palm Beach bankruptcy lawyer if you need help with overwhelming debt and are seeking workable solutions.